![]() ![]() (collectively referred to as “Direct”),and VSPR Store Operations, LLC by change of name from Puerto Rico Store Operations, LLC (“Puerto Rico”) (Victoria’s Secret, Direct, and Puerto Rico collectively hereinafter referred to as “VS”) and Comenity Bank (“Bank”) (VS and Bank are referred to collectively as the “Parties”). This Third Amendment (“Third Amendment”) to that certain Private Label Credit Card Program Agreement dated Jis made and entered into effective this 1st day of August, 2021 (the “Third Amendment Effective Date”) by and between Victoria’s Secret Stores, LLC (“Victoria’s Secret”), VS Service Company, LLC by change of name and organizational form from L Brands Direct Marketing, Inc., and L Brands Direct Fulfillment, LLC by change of organizational form from L Brands Direct Fulfillment, Inc. THIRD AMENDMENT TO PRIVATE LABEL CREDIT CARD PROGRAM AGREEMENT If they don't do what they say in the letter, seek legal help.Certain identified information has been excluded from the exhibit because it is both not material and would likely cause competitive harm to the registrant if publicly disclosed. Write a complaint and be fierce! Ask for a letter telling you EXACTLY what they plan to do about it. ![]() I watched my credit score go down over 100 points. I was harassed several times a day by phone, and each time I would explain to them and they would look it up and tell me they were sorry and that it would be fixed. I have been fighting with them for almost 2 years over a fraudulent card in my name (with different address)that they kept assuring me would be fixed. I mentioned that in my Better Business Bureau complaint, and I think that may have been what got their attention. There are also class action suits currently going on that you may want to look into. Within 1 week I received 2 letters from Comenity apologizing and telling me that they were going to reverse the damage this had done to my credit score and send me a check, which I did not ask for. That's what I did, and that same day the Better Business Bureau contacted me. Go straight to the Better Business Bureau website and post your complaint, loud and clear. Well, don't try to talk to them because you'd be wasting your breath and your time. Who is the right outfit to talk to about this letter? I've never (nor my s.o.) have set up an account with Comenity Bank and again, did not apply for a VS credit card. "Your behavioral risk score as of Nov 09, 2021: 373 (This is different from your FICO (R) Score) ![]() Also, there was this following text near the bottom of the letter: I never (nor my s.o.) applied for a VS credit card, so did an actual fraudster tried to open an account under my name? Or is this letter a phishing scam itself? I noticed the typo "amounton" and was suspicious.
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